When my wife and I booked our honeymoon on North Carolina's Outer Banks we figured it was a good idea to spend the extra $40 for the travel insurance. We were headed to OBX in the late summer/early fall months when hurricanes were at their peak and our waterfront house was sure to be hard hit if a storm did come ashore.
It was the best $40 bet we ever made. Hurricane Isabel announced her presence shortly after we set foot in our house and we were evacuated 36 hours into a most memorable honeymoon. (Other events that week? My father was hospitalized, our dog had a seizure, and our newly finished basement flooded. Good times, good times.)
Anyway, we got back almost all of the pro-rated money vacation cost and were able to apply it to a return visit -- which went much smoother -- the following year. The Detroit News reports that vacation insurance has gained popularity in recent years and it's probably a good bet no matter where you're headed.
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